This guide provides comprehensive information about our platform, information about Donor-Advised Funds (DAFs), and relevant policies, serving as a complete resource for navigating and maximizing your giving experience.

Create your free GiveWise Giving Fund today: Sign up here.

Overview of GiveWise

GiveWise is on a mission to grow generosity and make giving easier for everyone.

We’ve built a platform that empowers donors to give:

• With more intention – Track your giving and stay true to your goals, whether it’s supporting local causes or global impact.

• With smarter tax benefits – Simplify giving with tax-efficient options, including assets like securities and cryptocurrency.

• With streamlined admin – Manage all your donations in one place, with just one tax receipt for the year.

• With greater flexibility – Decide when, where, and how you want to give—your Giving Fund evolves with your needs.

• With meaningful impact – Support the charities you love and maximize the difference your generosity makes.

All of this can be done using a GiveWise Giving Fund—a modern, user-friendly way to manage your Donor-Advised Fund (DAF). Our technology-powered platform delivers simplicity, transparency, and flexibility, making giving easier for you and more impactful for the causes you care about.

Read more about Donor-Advised Funds (DAFs) .

Why Use a GiveWise Giving Fund?

• A GiveWise Giving Fund is like a personal giving account for philanthropy.

• You make a contribution to the fund and receive an immediate tax receipt.

• Funds can be distributed over time to your favorite registered Canadian charities.

• Giving Funds offer a flexible and tax-efficient way to manage your charitable giving.

What Sets Us Apart?

Unlike traditional DAFs, GiveWise provides:

• A single, flexible Giving Fund that simplifies charitable giving with one tax receipt and the ability to support multiple causes over time.

• Innovative tools that make it easy to give complex assets like securities, cryptocurrency, or through unique strategies like flow-through shares.

• A platform that serves both donors and charities, bridging the gap with transparency, efficiency, and ease of use.

• Personalized support

Unlock all the benefits of GiveWise—visit

Our founders, Tammy and Dan Kyte, began their journey in 2018 with a simple phone call that changed everything. Motivated by the profound realization of the impact they could create, they made the bold decision to close their successful home building business of 15 years and embark on a new charitable adventure. Combining their expertise in finance, technology, and philanthropy, they created GiveWise—a platform designed to spread generosity and bridge the gap between donors and charities. Today, GiveWise stands as a beacon of hope, simplifying generosity and empowering communities across Canada.

Our Mission & Vision

Mission Statement: We aim to deliver the most trusted and inspiring giving experience through a simple and widely accessible platform.

Create your free GiveWise Giving Fund today: Sign up here.

What is a Donor-Advised Fund (DAF)?

A Donor-Advised Fund (DAF) is a charitable giving account, designed to make your giving easier and more impactful. With a DAF, you can:

• Contribute assets like cash or securities to your fund.

• Receive an immediate tax receipt for your contribution.

• Gift your funds directly from your account to your favourite charities.

How does a DAF work?

• Contribute: Make a donation to your Donor-Advised Fund (DAF). This irrevocable charitable contribution ensures that once the funds are added to your giving account, they must be gifted to a charity now or in the future.

• Immediate Tax-Receipt: Once you have contributed to your fund, you receive an instant tax-receipt.

• Grow: Invest your funds to let them grow tax-free, enabling you to give more while maximizing your tax savings

Why choose a DAF?

• Flexibility: Give on your schedule—contribute now and support causes later.

• Simplicity: Keep all your charitable giving in one place, with only one tax-receipt.

• Impact: Investment growth means more funds to give and more tax savings.

Why choose GiveWise as your DAF?

At GiveWise, we believe everyone should have access to a smarter way to give. Here’s why we’re different:

• No Minimum Contributions: Start your Giving Fund with any amount.

• No Fees for Small Funds: Funds with balances under $25,000 are free of Giving Fund Fees.

• Flexible Investments: For funds with balances over $25,000, you can bring your own Financial Advisor or choose from our options.

• Canadian Focus: GiveWise is a registered Canadian charity (registered charity number 701032526RR0001), designed for Canadian donors.

How GiveWise supports you.

• Streamlined Giving: Enjoy a centralized platform for all your donations.

• Tax Benefits: Get a receipt for your contributions right away.

• Trusted Expertise: Our team ensures all gift recommendations comply with CRA regulations.

Ready to Make Giving Simple?

Open your today and experience the simplest way to manage your charitable donations.

Visit Us at GiveWise.ca

Giving should be easy, meaningful, and accessible to everyone. With GiveWise, it is.

Unlock all the benefits of GiveWise—visit

For a complete understanding of the program and its detailed policies, please refer to the full document, which outlines all operational, compliance, and administrative details.

Establishing and Maintaining a Giving Fund

• What is a Giving Fund?: A charitable account to donate and grow assets that can be gifted to charities. Donations to GiveWise are referred to as contributions and are irrevocable and tax-receiptable (if applicable).

GiveWise Canada is a public foundation registered with the Canada Revenue Agency authorized to receive charitable donations, issue official donation receipts and distribute funds to registered charities in Canada and qualified donees through our donor-advised model. Charity Registration No: 701032526 RR0001

View our detailed Policies and Documents from the side menu. Download the policy or document by clicking the 3 dots on the right side of the page and selecting "Export as PDF".

Unlock all the benefits of GiveWise—visit GiveWise.ca

E-transfer is a convenient, fee-free way to give — but please note that it requires two steps to complete.

Step 1: Start Your Gift

Begin by selecting E-transfer as your donation method through the GiveWise donation form (such as a GiveGenius button). You’ll enter your donation details and submit the form.

Once logged into your Giving Fund, click on "Add Funds" in the light blue toolbar, and you will see all the Usual Suspects: Credit Card, Bank Transfer, E-Transfer, Cheque, etc. Just click on your desired method, and follow the instructions.

Note: Credit card transactions are the quickest way to contribute but will incur a 2.20% fee from our credit card processor + $0.30 one time fee. Some credit cards are subject to higher fees. For more information, email .

Currently, you are the Fund Advisor of your GiveWise Giving Fund. In the event of your death or incapacity, there are two ways to divide the remaining assets in the Giving Fund: naming one or more successors (“Successor Advisor”) or allocating funds to one or more charities. You may also choose a combination of these two options. Please ensure the combined Allocation assignments do not exceed 100%.

PREFERRED METHOD:

Please log into your Giving Fund and Click on the person icon on the right hand side. Click on "My Profile" -> "Successor", and follow the instructions.

OR:

Please complete pages 1 and 2 of , sign on page 3, and email to . If the number of Successors or Charities exceeds the space available, please use additional space found on page 4 and 5 of this document.

Unlock all the benefits of GiveWise—visit

We understand that some individuals work with a Financial Advisor or Professional who would like to advise on the publicly traded securities that would be most beneficial for donation. If this is the case and there is another access to the GiveWise platform, please share the following document with them.

Upon completion, please email to [email protected]

Download the document here:

Frequently Asked Questions

• Does GiveWise store any banking information? No, GiveWise does not store any banking information. GiveWise uses a banking platform called Zum Rails which allows you to contribute to your fund directly from your linked bank accounts.

Unlock all the benefits of GiveWise—visit

Coming soon!

Check back for more information or email [email protected]

Fees and Costs

What fees are associated with GiveGenius?

GiveGenius currently has a one-time onboarding fee for all new participating charities. This fee supports your setup, configuration, website integration support, verification, and access to the full GiveGenius toolset.

Will fees change in the future?

GiveWise is in the process of developing expanded partnership tiers and additional support options for charities. As our platform grows and new features are introduced, some fees or program structures may evolve.

Any future changes will be shared clearly in advance so charities can choose the level of service and support that best fits their needs.

Processing costs for certain donation methods may also change over time as we expand giving options and integrate additional payment technologies. We will always communicate these updates transparently.

Privacy and Security

How does GiveGenius protect the privacy of charities and donors?

GiveWise takes security and privacy seriously. All data within the platform is encrypted, stored within a secure network environment, and protected through multiple layers of access controls and monitoring.

Our systems follow strict data protection standards and are continually reviewed and improved. Information shared by donors and charities is used only for gift processing, reporting, and compliance purposes.

We are committed to safeguarding the privacy and integrity of every charity and donor who uses our platform.

Overview

This resource helps you guide donors to give in the way that works best for them. Whether GiveWise is your primary donation platform or a supplementary tool to expand giving options, integrating it into your Ways to Give or Donation Page is simple and effective.

What is a Give Page?

A Give Page (or Donation Page) is where you direct donors to learn about and choose from the various ways they can support your charity.

Why Give Through GiveWise?

GiveWise provides donors with a flexible, secure way to give—especially for donations beyond traditional credit card payments. We’re continuously refining this platform and invite you to explore its potential for expanding your donors' giving options.

GiveWise Allows Donors To:

✔ Give Securely & Conveniently – Make one-time or recurring donations with ease.

✔ Access More Ways to Give – Donate via bank transfer, donor-advised fund (DAF), securities, cryptocurrency, and other complex assets.

✔ Simplify Tax Receipting – Consolidate tax receipts for all charitable giving.

✔ Maximize Their Impact – Set up a Donor-Advised Fund (DAF) to grow their giving over time.

How to Use GiveWise on Your Donation Page

You have two easy integration options based on how you use GiveWise:

Option 1: Use GiveWise as Your Primary Donation Button

Use this if you’re using GiveWise as your main giving platform or want to encourage donors to explore flexible giving options.

Suggested Button Language:

Looking for more ways to give? Give through GiveWise to donate via bank transfer, securities, cryptocurrency, or a Donor-Advised Fund (DAF)—options that may not be available through other platforms. You’ll also receive your tax receipt instantly! ➡ [Give Now Through GiveWise] (Link GiveGenius URL )

Option 2: Use GiveWise as a Secondary Giving Option

Use this if your primary donation platform handles most transactions, but doesn’t accept all types of donations (e.g. securities, crypto, DAFs). GiveWise becomes your “smart giving” option.

Suggested Section Language:

Want to increase your impact or give in a more tax-efficient way? Through GiveWise, you can donate stocks, bonds, mutual funds, crypto, or give through your donor-advised fund (DAF)—often with added tax benefits like eliminating capital gains tax. ➡ [Make a Smart Gift Through GiveWise] (Link GiveGenius URL )

Option 3: Use GiveWise as a Secondary Giving Option and clarify your preferred method

Here’s some sample wording you could use:

Looking to give another way? If you're interested in donating via bank transfer, donor-advised fund, securities, or cryptocurrency, we partner with GiveWise to make these options simple and secure.

➡ [Give Other Ways] (Link GiveGenius URL )

For credit card donations, please continue to use our standard donation form so we can thank you promptly and track your generous support in our system.

At GiveWise, we believe generosity has the power to transform communities, and we are committed to making charitable giving simple, meaningful, and widely accessible. As a Canadian registered charity and donor-advised fund, we bridge the gap between donors and charities, fostering deeper connections and breaking down barriers to giving.

Our Board of Directors plays a critical role in shaping the strategic direction of GiveWise, ensuring we continue to deliver the most trusted and inspiring giving experience. We are looking for dynamic, purpose-driven individuals who are passionate about philanthropy and eager to contribute their expertise to a growing organization.

If you are committed to advancing charitable giving and want to be part of a forward-thinking organization that empowers donors and strengthens the charitable sector, we invite you to explore the opportunity to join our Board of Directors.

You can learn more about our current Board of Directors here.

Unlock all the benefits of GiveWise—visit GiveWise.ca

Steps to Get Started

1. Set Up A Charity Portal User

Charity Portal user accounts are currently by invite only. For an invitation or to have your invitation resent, please email [email protected]. Please make sure to include in the request the charity name and the registered charity number for reference.

Please see the page for more details.

2. Use the Charity Portal

Do you have a keen donor network? Utilize GenerosityWorks! .

3. Leverage Donor-Advised Funds

GiveWise offers Donor-Advised Funds (DAFs) to help donors give strategically. As a charity, you benefit by:

• Receiving larger, tax-efficient donations.

• Building long-term donor relationships.

For more information on how the DAF program works, please see the Donor-Advised Fund (DAF) Program Guidelines .

4. Understand the GiveGenius Button

The GiveGenius Button enables you to accept donations directly from your website. It integrates seamlessly with your existing systems and supports:

• Recurring gifts.

• Wallet integration for logged-in users.

• e-transfer, cheques, and Donor-Advised Fund (DAF) transfers.

Ensure you explore our for setup and best practices.

Need Help?

Our team is here to support you every step of the way. Reach out to us for:

• Technical Assistance: Setting up your profile or GiveGenius Button.

• Strategic Advice: Optimizing your fundraising strategies.

• Ongoing Support: Resolving issues or answering questions.

Contact us at for more information.

Unlock all the benefits of GiveWise—visit

1. Investment of Giving Fund:

Giving Funds that maintain a balance of more than $25,000 can be invested for tax free growth.

A Donor may choose to involve their Financial Advisor, and GiveWise will work with the Financial Advisor to establish the Investment Account.

If no Financial Advisor is involved and funds are invested by GiveWise on behalf of the donor, Administration Recovery of 1% per annum will be assessed to the Giving Fund. Investments should be made with consideration for time horizon for gifting to charities that the Donor has in mind.

Please note the timeframe for moving funds between an Investment Account and a Giving Wallet may vary. Donors need to allow enough time to have funds converted to their Giving Wallet when planning a Gift Recommendation. For further information on investments, please refer to the Investment Policy Statement of GiveWise Foundation.

2. Investment Expenses and Returns:

All investment-related expenses are assessed from the Investment Account assets, including mutual fund expenses, custodial charges, and trading costs. Invested balances are expressed in dollars and are updated quarterly, reflected as a Net Asset Value (NAV).

All increases in the value of the Investment Account are kept in the Donor’s Giving Fund, available for the Donor to gift to charity. These gains are not considered net new donations, and therefore are not tax-receipted. Conversely, any losses incurred in the Investment Account will be reflected in the Donor’s Giving Fund balance and will have no effect on the Donor’s tax receipt.

3. How GiveWise Foundation Canada Works with You and Your Financial Advisor

GiveWise becomes a client of your FA, and establishes an investment account with the FA. An investment account is opened on behalf of you, the donor, and you have advisory privileges over the investment account.

The funds are custodied with the FA's normal preferred custodian/dealer, and the FA and custodian earn their normal at-market fees on the established portfolio.

Donors are encouraged to communicate with their FA regarding their timelines and intent for gifting out funds to their charities, so the FA and GiveWise can work to liquidate assets and have funds available to gift out according to the Donor's desired timeline. Funds available to gift out immediately are held in what GiveWise calls the Donor's "Giving Wallet".

Need Assistance?

Dan Kyte, GiveWise Director of Finance and Investments, would welcome any questions or comments:

• Email:

We look forward to supporting you in your generosity journey!

Unlock all the benefits of GiveWise—visit

What types of donation processing are available through the platform?

GiveGenius supports a wide variety of payment options to meet your donors’ needs, including:

• Credit card

• E-transfer

• Direct bank transfer (Pre-Authorized Deposits)

• Donor-Advised Fund (DAF) transfers

• Cheque

• Securities

• Complex assets (e.g., flow-through shares, private company shares)

• Cryptocurrency

• Insurance gifts

• Estate gifts

By offering these options through your GiveGenius URL, you make it easier for donors to give in the way that best suits them — and you open the door to larger, more strategic gifts.

What is the processing time for donations through GiveGenius?

Donations made through GiveGenius are processed quickly and securely. Disbursements are sent out weekly to your designated charity bank account.

What is the process for donors to donate complex assets, securities, or planned gifts?

For publicly traded securities:

• Donors complete an online fillable form available through GiveWise

• The form can be shared with their financial advisor or brokerage to initiate the transfer

• GiveWise facilitates the liquidation of the assets and passes the cash proceeds to your charity

For complex assets, insurance gifts, and estate gifts (including flow-through shares and private company shares):

• Donors or advisors should contact us directly at for personalized support

Simplify Estate Planning Through Bequests With GiveWise

As a Notary or Attorney who offers estate planning to your clients, you are in a unique and special position to help ensure their legacy and generosity wishes are properly represented in their will.

Your clients may want to leave gifts to multiple charities in their will. This results in multiple points of contact for the executor/administrator and multiple tax receipts. This process becomes much simpler yet more flexible by utilizing GiveWise Foundation’s Bequest services instead.

Here’s How it Works:

1. The client names "GiveWise Foundation charitable registration #701032526" as a beneficiary in the will and sets forth the type of asset(s), amount, or percentage of the overall estate.

2. The client completes a GiveWise Bequest Instructions worksheet and files a copy with GiveWise.

3. GiveWise acts as the single point of contact regarding charitable gifts, issues a single tax receipt, and facilitates the gifts to as many charities as the client wishes.

By filling out GiveWise’s flexible worksheet, the client:

• Names as many charities as they wish.

• Names one or more Successor Donor Advisor(s) if they wish.

• Sets out amounts to each charity.

• Sets the timing (immediate lump sum or recurring).

Upon the client’s passing:

• The assets are donated, GiveWise issues the single tax receipt, and facilitates all of the gifts to the charities, according to the client’s wishes, without the executor or family members needing to be involved.

• If a family member has been named a Successor Advisor of the Fund, GiveWise will contact that family member.

Some of the benefits of this program:

• Maximum flexibility and legal simplicity for the client to have their charitable wishes extend beyond their lifetime.

• Simplicity for the legal professionals and the executor.

• GiveWise ensures all donations are disbursed per the outlined schedule in a fully compliant manner with no burden on the charities.

For more information, please contact:

• Dan Kyte Director of Finance and Investments Email:

Bequest Instructions: Leave a Legacy with GiveWise

Overview

GiveWise Foundation Canada makes it simple to leave a legacy through our Bequest Instructions. This document outlines how donors can name GiveWise as a beneficiary in their will, ensuring that their generosity continues to make an impact while simplifying the process for their executor and family members.

How to Use the Bequest Instructions

1. Name GiveWise in Your Will:

   • Specify "GiveWise Foundation Canada" as a beneficiary in your will.

   • Include an instruction for your executor to contact upon your passing.

2. Complete the Bequest Instructions Worksheet:

Benefits of Using Bequest Instructions

• Flexibility: Allocate funds to multiple charities, name successor advisors, and set timelines for fund distribution.

• Simplification: Minimize the administrative burden on executors and family members by consolidating charitable gifts into one point of contact.

• Tax Efficiency: Ensure compliance with Canadian tax regulations while maximizing the impact of your legacy gifts.

Contact Us

If you have questions or need assistance with completing the Bequest Instructions, please contact:

• Dan Kyte Director of Finance and Investments Email:

My Giving Fund

To view your Giving Fund, click on "My Giving Fund" in the top menu.

Your Giving Fund Balance

Your Giving Fund balance represents the total value of:

• Giving Wallet: Funds that are available to give right now.

• Investment Account: Funds that are 'locked' because they are currently invested.

View Your Giving History

Scroll down on the My Giving Fund page to view your giving history, which includes:

• Total Contributions: The total amount you have added to your fund over your lifetime and year-to-date.

• Total Gifts: The total value of gifts granted to charities. The key difference between Total Contributions and Total Gifts is that Total Gifts also include any funds that others shared with you through our ShareFunds feature.

Viewing Detailed Giving Activity

• To view detailed information about your giving activity:

  • Go to the "Activity" tab in the top menu.

  • Here, you can view the activity for:

    • Giving Wallet:

Unlock all the benefits of GiveWise—visit

How to Share Funds

To share funds with others:

• Go to the "Share Funds" tab in the navigation bar.

• Enter the recipient’s name, email address, and amount to initiate the sharing process.

• Be sure to include a note to the recipient.

Who Can I Share Funds With?

• You can share funds with anyone who has an email address.

• Recipients who do not yet have a GiveWise Giving Fund will need to create one before they can accept the shared funds.

Where Can I Track My Shared Funds?

• All shared funds will appear in your Giving Wallet Activity Table as soon as they are initiated.

What Can Recipients Do with Shared Funds?

Recipients can:

• Gift funds to any registered Canadian charity.

• Share funds with others for the same purpose.

Can I Cancel Previously Shared Funds?

• Yes, you can cancel any shared funds that have not yet been accepted.

• To cancel, go to your Giving Wallet Activity Table and click the X in the transaction row (far right).

What Happens If My Shared Funds Are Not Accepted?

• Shared funds that are not accepted by the recipient within 30 days will be returned to your Giving Wallet automatically.

Unlock all the benefits of GiveWise—visit

Welcome to your guide to GiveGenius, our donation tool designed to help Canadian charities create a simpler, more flexible, and more generous giving experience.

GiveGenius brings all major donation methods together in one clean, user-friendly platform. It allows your donors to give the way they prefer while giving your team the clarity, visibility, and support needed to grow with confidence.

Built specifically for Canadian charities of all sizes, GiveGenius is ideal for organizations looking for a modern donation solution that integrates easily with their website and reduces administrative work.

Why Choose GiveGenius for Your Charity

A single place for all ways to give

GiveGenius centralizes your donation options into one simple experience. Donors can give through credit card, e-transfer, bank transfer, securities, Donor-Advised Funds (DAFs), and more, all through your GiveGenius link or button.

This makes giving easier, faster, and more accessible for every type of donor.

A smoother donor experience

By removing friction and offering more ways to give, GiveGenius helps donors follow through on their intentions. The platform supports recurring gifts, larger strategic gifts, and methods that are often preferred for major giving.

Better visibility and donor data

Your Charity Portal provides clear reporting, including improved visibility into DAF contributions. You can view donor activity, track gifts, export data for your CRM, and better understand your donor base.

Easy to install and easy to manage

GiveGenius integrates smoothly into your current website without disrupting your existing systems. Most charities install it in minutes. The customizable structure allows you to choose which giving methods to feature and how to present them.

Built to reduce administrative load

GiveGenius is powered by GiveWise’s secure gift processing, automated tax receipting, and weekly disbursements. This gives your team more time to focus on stewardship and mission impact.

If you would like help installing or customizing your GiveGenius tool, our team is here to support you. Contact us anytime at [email protected].

How is GiveGenius different from GiveWise?

GiveGenius is a program offered by GiveWise. While GiveWise provides a wide range of charitable giving services like , Workplace Giving programs, GenerosityWorks program, GiveGenius focuses specifically on enhancing online giving for charities by offering a simplified, all in one donation platform that allows your donor to contribute in the ways that suit them best.

Unlock all the benefits of GiveWise—visit

Create Your Giving Fund

To create your Giving Fund please sign up here to get started.

1. You have the option to sign up as an individual or as a business.

2. Follow the instructions, ensuring the First Name and Last Name or Corporate Name matches the name on the source of funds as this is what populates on the tax receipt.

3. Find the confirmation email that is sent to confirm your Giving Fund, and sign in.

4. You now have the option to personalize your Giving Fund Name. ( For example: "The Strongdollar Family Giving Fund" )

By clicking "Sign Up," you agree to our .

Read about our fee structures .

Unlock all the benefits of GiveWise—visit

Earn 1 CE Credit by watching this on-demand video on Donor Advised Funds: The Present and Future of Charitable Giving:

GiveWise offers several flexible ways to contribute to your Giving Fund. Each method is designed to accommodate your preferences while ensuring security and ease of use.

Contribution Methods Overview

Below is a detailed comparison of the available contribution methods:

Together, we can unlock more generosity and impact.

At GiveWise, we believe the best partnerships are built on trust, shared values, and a shared desire to make giving easier and more impactful. We work alongside networks, advisors, agencies, and organizations who serve charities — helping them equip their members, clients, and communities with tools that simplify giving and inspire generosity.

Our approach is flexible, relational, and tailored. No one-size-fits-all here — we design partnerships that make sense for your audience, your goals, and your capacity.

What You’ll Get as a GiveWise Partner

✅ Trusted. Simple. Impactful.

GiveWise Foundation is a registered Canadian charity that helps donors and charities simplify the giving process. We provide secure and efficient gift processing solutions, ensuring every donation is handled with care and integrity.

Why GiveWise?

✔ Trusted by Charities & Donors – Over $50 million in gifts sent to 800+ charities. ✔ Instant Tax Receipts – Donors can access tax receipts anytime by logging in or creating an account. ✔

Making Contributions

To make a contribution Add Funds tab on the navigation bar.

Contributions can be made via:

Introduction

Receiving gifts through GiveWise is a straightforward process designed to ensure timely and secure disbursement of funds out to charities. This page outlines how charities can access and manage gifts effectively, including the details of gifts disbursements, gift details letters, and donor information.

Helpful tools, guides, and inspiration to help you make the most of GiveGenius.

Whether you are just getting started or looking to improve your donor experience, this section is your hub for everything related to GiveGenius.

Learn More

Helpful guides to support your setup, donor communication, and internal processes.

• Adding GiveWise to Your Website

Overview

Before installing the GiveGenius button on your website or sharing your donation link, please ensure your team understands how tax receipts are issued through GiveWise.

For tax receipting, donors will need to create a free Giving Fund using the same email they used to give. After making a donation to your organization, they’ll be prompted to access their tax receipt by setting a password for their free Giving Fund. This process takes less than 2 minutes. Once their account is set up, all receipts can be downloaded by the donor at their convenience.

Helpful Information for Onboarding GiveWise Foundation as a Client

Hello:

GiveWise is thankful to be opening an Account with yourself and your firm, to serve as a Giving Fund DAF sponsor for your client’s charitable giving!

Please email to request documents that will assist and inform you in the onboarding process of bringing GiveWise on as a client:

• Financials

• Articles of Incorporation

1. Log In to GiveWise Giving Fund

2. Navigate to My Profile in the top right-hand corner

3. Choose "Successor" from profile options

GiveWise and GiveGenius are part of the same mission: making charitable giving easier, more impactful, and more accessible—for both donors and charities. But they serve slightly different purposes:

GiveWise – For Donors

GiveWise is the public-facing giving platform where donors can give to your charity, open a DAF (Giving Fund), and access more ways to give.

Donors use GiveWise to:

At GiveWise, we sustain our operations through four primary avenues:

1. Investments: Our main source of revenue comes from investing our general funds, which supports the growth and sustainability of our platform.

1. Giving Fund Fees: For Giving Funds over $25,000, we charge a fee to manage and maintain these accounts.

The GenerosityWorks program offers a simple and trustworthy way to raise funds for a cause or nonprofit. Our personalized platform empowers fundraisers by ensuring that all donations are distributed directly to registered charities in Canada.

How Does GenerosityWorks Operate?

With GenerosityWorks, donors can contribute to your cause via a personalized link or GiveButton, receive instant tax receipts, and trust that 100% of their contributions go directly to charity. Plus, you'll have the flexibility to share your fund across social media and other channels to raise awareness and support.

Whether it’s a staff fundraising initiative, a charity run, or a community charitable campaign we can make achieving your fundraising goals much simpler!

Welcome to GiveWise Charity Portal

This guide provides step-by-step instructions for charity representatives to set up a Charity Portal User.

1. Use the unique invitation link provided by GiveWise to create a Charity Portal user attached to this link:

How do I sign up for GiveGenius?

To get started with GiveGenius, please contact us at [email protected] or with our team to get started.

Accessing Your Tax Receipts via GiveWise

This is a support message charities can copy and share with donors who request help accessing tax receipts through the GiveWise platform. It includes clear instructions and FAQs.

Donor Instructions (Copy & Share)

Hi [Donor Name], Thank you so much for your donation and your support of the work we do. Your generosity makes a real difference in the lives we serve. If you have donated through our GiveWise Giving Platform, your official tax receipts are available anytime through your personal GiveWise account. These are self-serve — designed to give you secure, 24/7 access whenever you need them. Here’s how to access your receipts: 1. Visit: https://www.givewise.ca 2. Click “Log In” (top right corner) 3. Once logged in, go to “My Account” → “Receipts” 4. You can download or print any of your official donation receipts from there. 💡 Forgot your login? Click “Forgot Password” on the login page to reset your credentials. Still need help? Contact the GiveWise support team directly at [email protected] and they’ll be happy to assist you. Thanks again for being part of our mission! Warmly, [Your Name / Charity Name]

Optional Line for Giving Pages or Auto-Replies

Need Your Tax Receipt? If you gave through GiveWise (third-party Gift Processing Partner), simply log in at www.givewise.ca Click “Log In” → “My Account” → “Receipts” For support, email [email protected]

Why Do I Need an Account to Get My Tax Receipt?

GiveWise, is committed to making giving simple, secure, and compliant with CRA (Canada Revenue Agency) rules.

To receive a tax receipt for your donation, made through GiveWise, you’ll be prompted to create a free Giving Fund account. It only takes a moment, and it allows us to:

• Accurately record your gift

• Provide you with an official, CRA-compliant receipt

• Give you 24/7 access to all your past giving activity and receipts

We know setting up an account may feel like an extra step, but it’s part of how we protect your gift and ensure everything is handled responsibly.

You’re still welcome to give without creating an account — just note that GiveWise won’t be able to issue a tax receipt unless your donation is tied to a verified Giving Fund.

Other Frequently Asked Questions (FAQ)

Q: I don’t remember which email I used — what should I do?

A: No worries! Just email [email protected] and the GiveWise team will help you locate your account.

Q: Can I get a paper copy mailed to me?

A: Receipts are self-serve and digital for ease and security. You’re welcome to print a copy anytime from your account.

Q: I gave through another method — not through GiveWise. Will it still show here?

A: Only donations processed through GiveWise will appear in your account. For other gifts, please contact us directly for assistance.

Searching and Favouriting Charities

1. Navigate to the Give page in the top menu.

2. Use the search bar to find a charity by its legal/registered official name.

   1. If a charity cannot be found, try searching by its CRA Charity Registration Number. Email [email protected] for assistance if you cannot find a charity.

3. To favourite a charity:

   • Click the heart icon next to the charity's name.

Setting Up a Gift

1. Select a charity from the search results by clicking on it.

2. Enter the gift amount under the Gift Details section.

3. Choose one of the following options:

   • One-time Gift: Submit the gift immediately.

Designating a Gift to a Specific Program

• In the Purpose of Gift Designation section, select the specific program or purpose for the donation.

• (Optional) Check the box to remain anonymous if desired.

Designating a Gift in Honour of a Person

• Use the Purpose of Gift Designation section to indicate that the gift is in honour of a specific person.

• Follow any additional prompts for this designation.

Completing Your Gift

1. Review all gift details, including:

   • Recurring, one-time, or scheduled options.

   • Whether you wish to cover GiveWise’s transaction fees (toggle this option on or off).

2. Check the Self-Attestation box to certify that:

Viewing Your Giving Fund

• To track your giving activity, click My Giving Fund in the top menu.

• for more info on managing your Giving Fund.

Accepted Gifting Practices

• Ensure that your gift complies with our policies. Review our Gifting Policy Documents.

Unlock all the benefits of GiveWise—visit

Case Study: Philanthropic Tax Strategy for Business Sale – James and Shiela's Story

Background

James and Shiela, owners of a successful manufacturing business in Western Canada, built their company from the ground up over a 30-year period. Ten years prior to selling their business, they undertook an estate freeze, valuing their preferred shares at $3 million. Now, with their business valued at approximately $5.7 million, they faced significant capital gains taxes as they prepared to sell the company to their two sons.

Challenge

As they approached the sale of their business, James and Shiela were concerned about the millions of dollars in capital gains taxes they would incur. They also had a strong desire to incorporate philanthropy into their wealth transfer strategy. They sought advice from their Financial Advisor (FA), tax lawyer, and tax accountant to explore ways to manage the capital gains impact while fulfilling their charitable aspirations.

Solution

James and Shiela’s Financial Advisor recommended consulting with GiveWise Foundation Canada, a philanthropic organization that could potentially accept a donation of the preferred shares in their corporation. This strategy would allow them to bypass applicable capital gains taxes on the donated shares.

The proposed solution involved structuring the sale of the business as a phased purchase by their sons, while simultaneously donating portions of the preferred shares to GiveWise. This method offered the following key benefits:

1. Donation of Preferred Shares James and Shiela decided to donate $400,000 worth of preferred shares in the first year, followed by two additional donations of $200,000 each in the subsequent years. This totaled an $800,000 donation of preferred shares over three years. Their sons would purchase the preferred shares from GiveWise at no additional cost to them than if they were purchasing directly from the business owners.

2. Capital Gains Bypass By donating the preferred shares, they could bypass capital gains taxes that would have otherwise been triggered upon the redemption of the shares. Given the 50% inclusion rate for capital gains, $400,000 of the $800,000 redemption would have been taxable.

3. Tax Savings If the capital gains taxes had been applied, James and Shiela would have faced over $200,000 in taxes. By executing the share donation strategy, they not only avoided this tax burden but also received $800,000 in donation tax receipts. This provided them with approximately $400,000 in additional tax savings (due to their tax bracket).

Outcome

The strategic donation of preferred shares allowed James and Shiela to reduce their capital gains taxes, avoid approximately $600,000 in potential tax liabilities, and establish a charitable giving fund with $800,000. By working closely with their financial, legal, and tax advisors, they effectively merged their desire for philanthropy with a tax-efficient exit strategy for their business.

Through the collaboration of professionals and charitable organizations like GiveWise, James and Shiela achieved:

• Significant tax savings on the sale of their business

• The ability to contribute meaningfully to causes they care about

• A smooth and tax-efficient transition of their business to their sons

• Greater flexibility in managing and distributing their charitable contributions over time

This case illustrates how careful planning and philanthropic strategies can enhance wealth transfers, minimize tax burdens, and fulfill personal charitable goals for business owners.

Structured Mining Flow-Through Donations in Canada

A Tax-Efficient Giving Strategy for High-Income Donors

Overview

Structured mining flow-through share donations are a sophisticated charitable giving strategy that allows Canadian donors—especially those with high taxable income—to significantly reduce their tax bill while supporting charitable causes. This strategy leverages Canada’s flow-through share regime, originally designed to promote investment in resource exploration, alongside the federal charitable donation tax credit system.

How It Works

1. Flow-Through Share Purchase A donor purchases flow-through shares (FTSs) from a Canadian mining or energy exploration company. These shares allow the investor to "flow through" exploration expenses to their personal tax return, generating a 100% tax deduction of the purchase amount.

2. Donation to Charity The donor gifts those shares to a GiveWise Giving Fund through a structured donation facilitator.

3. Charity Liquidates Shares GiveWise immediately sells the shares to a pre-arranged liquidity provider (known as a "back-end buyer") to convert them into cash without taking on market risk.

Example of Tax Benefits

For a donor in a 50% marginal tax bracket:

• $100,000 FTS purchase → $100,000 tax deduction

• FMV of donated shares: $100,000 → $50,000 charitable tax credit

• Effective after-tax cost: often ~$3,000–$5,000

• Resulting GiveWise Giving Fund balance to gift out to charities: $100,000

Major Facilitators Who GiveWise Works With

These firms structure and facilitate flow-through share donation programs, including donor onboarding, tax documentation, and coordination with GiveWise and issuers:

• PearTree Canada One of the largest facilitators, working with charities and donors nationwide.

• Oberon Capital Corp. Offers structured charitable donation solutions via flow-through shares.

• WCPD Foundation / Wealth Creation Preservation & Donation Inc. Pioneer in structured charitable flow-through giving.

Ideal for:

• High-net-worth individuals with large tax liabilities

• Corporations with exploration-focused investments

• Donors seeking to multiply the impact of their giving

Contact for more information and to be introduced to a flow-through facilitator.

Viewing and Downloading Your Tax Receipts

1. If you haven't already, visit fund.givewise.ca to create a GiveWise Giving Fund and set a password.

2. Log into your Giving Fund.

3. Navigate to the "Tax Receipts" tab on the top navigation bar.

4. Click on the calendar year to download a tax receipt as a PDF.

5. You can also choose the "Year-to-Date" option to view the current year's tax receipt so far.

Your tax receipts are available to access anytime and will continue to update as eligible contributions clear.

Gave through a charity’s website using GiveWise?

If you made a donation through a charity’s website and were directed to GiveWise (via GiveGenius), your tax receipt is still available — but only if you create a free Giving Fund. See the FAQ below for full details.

I gave through GiveWise on a charity’s website — where is my tax receipt?

To access your tax receipt, you’ll need to create a free Giving Fund with GiveWise. This allows us to:

• Link your donation securely to you

• Issue an official CRA-compliant receipt

• Provide 24/7 access to your past giving and receipts

Why is this required? CRA guidelines require all tax receipts to be linked to a verified donor record. Creating a Giving Fund ensures your gift is properly attributed and receipted.

What if I didn’t create a Giving Fund when I gave? You can still create one now using the same email you used when donating. Once it’s set up, your receipt will appear under the Tax Receipts tab.

Can I still get a receipt without a Giving Fund? No. Donations made without a verified Giving Fund will not be provided a tax receipt through any other method. Tax receipting is self-serve and requires donors to create a free Giving Fund to access. We recommend creating one right away to ensure full access to your donation history and receipts.

Need help? Contact [email protected] and we’ll be happy to assist you.

Unlock all the benefits of GiveWise—visit

Step-by-Step Instructions

1. Log in to your Charity Portal

Go to and log in with your credentials. If you need help accessing your account, email us at [email protected].

2. Find Your GiveGenius Link

• Click on the “GiveGenius” tab in the left-hand menu once you're logged in.

• Copy your unique donation URL. It will look like this: https://fund.givewise.ca/gift/charity/XXXXXXX

• You can preview the link to ensure it's working.

• Customize Your Donation Link

This allows you to highlight only the donation options you want GiveWise to process while continuing to handle your other giving methods directly.

3. Decide Where You Want the Button

Choose the page or section on your website where you’d like to add the donation button (e.g. “Ways to Give” page or homepage banner).

4. Edit the Button’s Link

If you're using a website builder like Wix, Squarespace, WordPress, or similar:

• Go to the editing panel for that page.

• Click on the button element you want to update or add.

• Paste your GiveGenius link into the “URL” or “Link” field.

• Make sure the link is set to open in a new tab (this is usually a toggle setting).

5. Update the Button Text (Optional)

Choose a label that fits your audience. Common options include:

• Donate Now

• Give Through GiveWise

• Other Ways to Give

• Make a Strategic Gift

6. Save and Publish Your Changes

Once you’ve added the link, click Save or Publish to make your changes live.

Please note: If you're looking for inspiration on how to talk about “Ways to Give” on your donation page, this resource might be helpful:

Optional: Use Your Link in Other Places

You can also hyperlink your GiveGenius donation link behind images, banners, or text throughout your site — anywhere hyperlinks are allowed.

Let us know once it’s live — or if you need help getting started.

If you're looking for a secure, tax-receipt-enabled way to raise money for important causes, join GenerosityWorks today and make your impact felt.

Steps to Get Started

1. Establish a Relationship with GiveWise

• Contact Information: Reach out to Dan Kyte at to initiate the setup process.

• Required Documentation: GiveWise, an accredited investor, completes the registration forms to become a corporate level client of your firm.

• GiveWise becomes your client.

2. Open Accounts

• Master Corporate Account:

  • Instruct the client to open a GiveWise Giving Fund. Takes 5 minutes and is completely online. .

  • Set up a master-level corporate account with your preferred brokerage or dealer platform.

  • Individual sub-accounts will be labeled as "GiveWise - [Client/Donor Name]" for easy identification.

3. Manage Investment Strategies

• Flexible Guidelines:

  • Work with clients to recommend portfolios that align with GiveWise’s flexible investment policy.

  • Investment accounts with balances starting at $25,000 are eligible for growth under the advisor’s management.

• Regular Reporting:

4. Facilitate Charitable Grants

• Streamlined Approvals:

  • All investment, rebalancing, and liquidation requests are approved by GiveWise as the asset owner.

  • Approvals are managed via email between the advisor, donor, and GiveWise.

• Grant Processing:

Supporting Financial Brokers and Dealers

• Integration with Platforms:

  • GiveWise works with major firms like CI Assante, Canaccord Genuity, NBFWM, and others to ensure seamless account integration.

  • Accounts are structured within proprietary dealer platforms for efficiency.

• Customized Reporting:

Making Generosity Grow

At GiveWise, we believe in fostering meaningful connections between donors and charities, breaking down barriers to generosity. As a Canadian registered charity and donor-advised fund, our mission is to deliver the most trusted and inspiring giving experience through a simple and widely accessible platform. We are seeking dynamic, passionate individuals to join our Board of Directors and help guide the strategic direction of our growing organization.

About the Role

• Governance-Focused Board: This is an advisory and advocacy board that provides guidance to help GiveWise achieve its mission.

• Time Commitment:

  • Quarterly Meetings: Held four times a year, typically lasting two hours. Meetings can be attended in person at our office or virtually via Microsoft Teams.

  • Annual Strategy Session: A half-day strategy session to discuss and refine GiveWise’s long-term goals.

  • Sub-Committees: Participation in sub-committees may be required as needed (e.g., Board Recruitment, Finance).

• Volunteer Position: All board roles are unpaid.

Who We Are Looking For

We’re looking for individuals who:

• Share a passion for generosity and creating community impact.

• Bring expertise in areas such as finance, estate planning, technology, law, the charitable sector, or scaling a company from start up to growth phase.

• Embrace collaboration and innovation to address societal challenges.

• Align with our mission and are proud ambassadors of GiveWise’s work to make giving and fundraising accessible.

Why Join Us?

As a member of the GiveWise Board of Directors, you’ll:

• Be part of a growing organization making philanthropy accessible and impactful.

• Collaborate with passionate leaders to foster generosity and community impact.

• Help guide our key priorities: advancing innovative giving tools, leveraging data to enhance engagement, and building resilient systems to support growth through strategic insights and meaningful connections.

Interested in Serving on the Board? At GiveWise, we’re always grateful for individuals who are passionate about growing generosity in Canada. While our Board of Directors is formed through a selective process and by invitation, we welcome expressions of interest from those who feel aligned with our mission and values. If you’ve been invited to apply or encouraged to explore board service with us, please complete the form below

Join us in driving the future of generosity in Canada.

Unlock all the benefits of GiveWise—visit

Welcome to GiveWise

At GiveWise, our mission is to inspire generosity by empowering registered Canadian charities with tools to simplify and enhance their fundraising efforts.

GiveWise is proud of have sent more than $50 million in donor-designated gifts to more than 800 charities.

How GiveWise Helps:

• Gift Processing: As a Donor-Advised Fund (DAF), GiveWise facilitates donor-designated gifts to charities.

• Seamless Donation Management: The GiveWise platform supports secure and flexible donation payment methods, including securities, credit cards, bank transfers, and cryptocurrency. These efficient processes means there is more money for gifts to charities.

• Tax-Efficient Giving & Receipting: We help attract larger donations with tax-efficient strategies and partnerships, while also managing donor tax receipting on charities behalf.

• Database: Everyone is in the database

What GiveWise is NOT :

We want to set clear expectations regarding our services:

• We do not grant funds or provide opportunities to apply for grants.

• We do not offer direct fundraising services or connect charities with individual donors.

• We are not a donor-matching service.

We are a payment processing hub, simplifying charitable transactions between donors and registered Canadian charities.

Eligibility Requirements:

To be eligible to receive gifts from GiveWise, your organization must be a Registered Canada Charity or Qualified Donee with the Canada Revenue Agency (CRA).

Why are you here?

There many reasons why you might be here as a registered Canadian Charity. Here are some of them.

• You've been notified that GiveWise has a gift for your charity: Follow our step-by-step guide and set up a Charity Portal User so we can send you the funds.

• You're looking for information about a gift you've received from GiveWise: Follow our step-by-step guide and set up a Charity Portal Account so we can track all the gifts to your charity.

• You've heard about the GiveGenius program: GiveWise can support and help elevate your fundraising efforts by making giving easier and more impactful for your charity.

Need Help?

Our team is here to support you every step of the way. Reach out to us at [email protected] or 604-302-1760.

Unlock all the benefits of GiveWise—visit

Through our NQD Program, we provide a secure way to raise funds for your initiative, issue tax receipts to donors, and ensure your project receives the financial support it needs to thrive. 

Whether you’re a grassroots organization, a community group, or an individual championing a cause, we can help you access the resources you need to make a greater impact. 

What Is a Non-Qualified Donee (NQD)? 

A Non-Qualified Donee is an organization, group, or individual engaged in public charitable work but without official charitable status. These entities are not registered charities and therefore cannot issue tax receipts to donors. GenerosityWorks for NQD fills this gap by providing tax-receipting capabilities through GiveWise, empowering charitable projects to raise funds effectively. 

Need help determining if your project qualifies? We recommend reviewing the  to ensure your initiative aligns with their criteria. 

What Is GenerosityWorks for NQD? 

As a registered Canadian charity, GiveWise is authorized by the Canada Revenue Agency (CRA) to accept donations and issue tax receipts on behalf of Non-Qualified Donees. We then direct these donations to a third-party distributor and administrative overseer, that would be you, ensuring that the funds are properly managed and used for charitable purposes. This allows non-charity organizations, and individuals, to access essential funding and build trust with their supporters through receipted donations. 

GenerosityWorks NQD Program is ideal for you if: 

• You’re a community organization or non-profit looking to make an impact .

• You’re a grassroots initiative that needs to raise funds .

• You’re an Individual leading a charitable project .

Unlock all the benefits of GiveWise—visit

Case Study: Philanthropic Tax Strategy for Business Sale – James and Shiela's Story

Background

James and Shiela, owners of a successful manufacturing business in Western Canada, built their company from the ground up over a 30-year period. Ten years prior to selling their business, they undertook an estate freeze, valuing their preferred shares at $3 million. Now, with their business valued at approximately $5.7 million, they faced significant capital gains taxes as they prepared to sell the company to their two sons.

Challenge

As they approached the sale of their business, James and Shiela were concerned about the millions of dollars in capital gains taxes they would incur. They also had a strong desire to incorporate philanthropy into their wealth transfer strategy. They sought advice from their Financial Advisor (FA), tax lawyer, and tax accountant to explore ways to manage the capital gains impact while fulfilling their charitable aspirations.

Solution

James and Shiela’s Financial Advisor recommended consulting with GiveWise Foundation Canada, a philanthropic organization that could potentially accept a donation of the preferred shares in their corporation. This strategy would allow them to receive a tax donation receipt for the value of the donated shares.

The proposed solution involved structuring the sale of the business as a phased purchase by their sons, while simultaneously donating portions of the preferred shares to GiveWise. This method offered the following key benefits:

1. Donation of Preferred Shares:

James and Shiela decided to donate $400,000 worth of preferred shares in the first year, followed by two additional donations of $200,000 each in the subsequent years. This totaled an $800,000 donation of preferred shares over three years. Their sons would purchase the preferred shares from GiveWise at no additional cost to them than if they were purchasing direct from the business owners.

2. Tax Savings:

By executing the share donation strategy, they received an $800,000 donation tax receipt. This provided them with approximately $400,000 in additional tax savings (due to their tax bracket).

3. Cost of Donation:

After all considerations, the net cost of their $800,000 donation was approximately $400,000, yielding significant tax savings and maximizing the effectiveness of their charitable giving.

4. Establishing a Giving Fund:

The $800,000 worth of shares was placed into a Giving Fund with GiveWise Foundation, which James and Shiela could distribute to charities on a flexible timeline that suited their personal and philanthropic goals.

Outcome

The strategic donation of preferred shares allowed James and Shiela to reduce their taxes by approximately $400,000, and establish a charitable giving fund with $800,000. By working closely with their financial, legal, and tax advisors, they effectively merged their desire for philanthropy with a tax-efficient exit strategy for their business.

Through the collaboration of professionals and charitable organizations like GiveWise, James and Shiela achieved:

• Significant tax savings on the sale of their business

• The ability to contribute meaningfully to causes they care about over the next several years

• A smooth and tax-efficient transition of their business to their sons

• Greater flexibility in managing and distributing their charitable contributions

  over time

Questions? Contact Dan Kyte to set up a time to chat.

As GiveWise Foundation Canada continues to grow in service to donors and charities across Canada, one important question is often asked: How do we keep all financial aspects of the Foundation healthy, honest, and prudent? It’s a fair and vital question. Donors place deep trust in GiveWise as a Donor-Advised Fund (DAF) provider. Our role is to hold and administer charitable funds responsibly—to invest them wisely and disburse them efficiently—so that grants reach Canadian charities in good standing and ultimately impact the communities they serve.

Financial Oversight

1. Update the Charity Profile

To update the charity's profile, navigate to the Charity Profile tab on the navigation bar and update :

Donating Securities to Your Giving Fund

Donating securities to your GiveWise Giving Fund is a straightforward process that allows you to maximize your charitable impact. This process requires collaboration between you, your Financial Advisor (if applicable), and the entity holding your investments. By following these steps, you can ensure a smooth and effective transfer.

Preparing for Your Disbursement Request

How we release and track disbursements for Non-Qualified Donees (NQDs)

Giving Fund Fees

A GiveWise Giving Fund is free to open and use for all fund balances under $25,000. Funds with balances greater than $25,000 are charged a monthly fee based on the following tiered annual rate structure:

*Annual rates are charged monthly.

Declining Fee Structure The fee structure decreases as fund balances increase, ensuring cost-efficiency for larger funds.

*Fees do not affect the tax receipt as they are withheld after the contribution has been processed.

Contributions

Fees do not affect tax receipts. They are deducted after the contribution is processed.

Non-Charity Benefit Fund (NQDs)

Gifts & Grants

Miscellaneous

For any questions or further details, please contact GiveWise Support: Email: Phone: 604.302.1760

Unlock all the benefits of GiveWise—visit

A gift of a life insurance policy to charity can be a valuable gift planning option for Donors if they desire to make a significant future donation.

1. Charity becomes the owner of the Life Insurance Policy

This gift planning option works best if the Policy holder requires a donation receipt immediately.

• Policy holder irrevocably transfers the ownership of an existing life insurance policy to a charity.

• The charity owns the policy going forward.Policy holder receives a donation receipt for the fair value (FV) of the policy on the date of the ownership transfer.In some circumstances, the FV of the life insurance policy on the date of the ownership transfer might be higher than the cash surrender value (CSV). The age and health of the lives insured are two considerations that could impact the policy valuation and donation receipt. An actuarial assessment is required to determine if a donation receipt in excess of the CSV could be issued.

• If there are ongoing premiums to be paid on the policy, GiveWise is responsible for those payments as the owner of the policy.If the Policy holder chooses to continue making the premium payments on the donated policy, they would receive a donation receipt for any life insurance premiums they pay.

Tax Planning Tips

• Policy holder will realize taxable income for the difference between the policy adjusted cost base (ACB) and the policy Cash Surrender Value (CSV).

• If the policy has a Fair Value in excess of the CSV, the donation receipt will be issued for the FV.

• The difference between the policy CSV and the FV is not considered taxable income for the Policy holder, which results in a donation receipt in excess of their taxable income due to the donation of the policy.

• This excess donation receipt amount can be used to offset other taxable income.

Example of a gift of a life insurance policy to charity

Janice has owned a life insurance policy for 42 years. Janice is 82 years old and no longer requires the life insurance policy for estate planning purposes. She wants to donate ownership of the policy to GiveWise Foundation Canada, so the funds can be distributed to several charities she cares about. Here are the policy details on the date of the ownership transfer:

• Face Value: $1,600,000

• Cash Surrender Value: $300,000

• Fair Value: $1,300,000

• Adjusted Cost Base: $150,000

Janice plans to donate $2,500 to GiveWise Foundation Canada each year to cover the annual premium payment.

Janice will receive a donation receipt for:

• $1,300,000, the FV of the insurance policy on the date the ownership transfers to GiveWise.

• Any future donations she makes to GiveWise to cover the annual premium payment.

Janice will incur taxable income of $150,000 from the deemed disposition of the policy (CSV of $300,000 less $150,000 ACB).

Janice will have $1,150,000 of excess donation receipt above the taxable income from the policy disposition that she can use to offset other taxable income.

2. Charity is named the Beneficiary of a Life Insurance Policy

This gift planning option works best if the policy holder needs a donation receipt in their estate, not immediately or during their lifetime.

• Policy holder names GiveWise as the beneficiary of the policy.

• Policy holder retains ownership of the policy inter-vivos; GiveWise does not own the policy.

• Policy holder could choose to divide the policy among several charities, through GiveWise’s simple Life Insurance Bequest Dispersal Worksheet. Policy holder can name one or several charities, amounts for each charity, and timelines for each gift.

• Policy holder continues to pay the policy premiums going forward. A donation receipt will not be issued for premium payments because GiveWise is not yet the owner of the policy.

Tax Planning Tips

• Policy holder’s Estate receives a charitable receipt to help offset taxes owing

• The life insurance proceeds are paid directly to GiveWise and do not flow through the Estate:

  • Not subject to probate or estate administration fees

  • Funds received by end beneficiaries more quickly through GiveWise’s prompt granting process

We Love to Help!

If you need further assistance, or have questions about the many benefits that a GiveWise Giving Fund offers, please email:

Dan Kyte, Director of Finance and Investments

Gift of a Life Insurance Policy to Charity

A gift of a life insurance policy to charity can be a valuable gift planning option for donors if they desire to make a significant future donation.

Two Options to Consider

Timing of Donation vs. Timing of Receipt

1. Donating the ownership of the life insurance policy to GiveWise immediately

   • Policy Holder (Donor) receives an immediate tax receipt and gets receipted as the donor covers future premiums.

2. Retaining ownership of the policy and naming GiveWise as the beneficiary of the policy

1. Charity Becomes the Owner of the Life Insurance Policy

This gift planning option works best if the Policy Holder requires a donation receipt immediately.

• Ownership Transfer:

  • Policy holder irrevocably transfers the ownership of an existing life insurance policy to a charity.

  • Policy holder receives a donation receipt for the fair value (FV) of the policy on the date of the ownership transfer.

  • An actuarial assessment may determine if a donation receipt in excess of the Cash Surrender Value (CSV) could be issued.

Tax Planning Tips

• Policy holder will realize taxable income for the difference between the Adjusted Cost Base (ACB) and the Cash Surrender Value (CSV).

• If the policy has a Fair Value exceeding the CSV, the donation receipt will be issued for the FV.

• Excess donation receipt amounts can offset other taxable income.

Example: Janice’s Gift of a Life Insurance Policy

• Face Value: $1,600,000

• Cash Surrender Value: $300,000

• Fair Value: $1,300,000

• Adjusted Cost Base: $150,000

Janice donates the policy to GiveWise and continues paying the premiums:

• Receives a donation receipt for $1,300,000 (FV of the policy).

• Receives donation receipts for future premium payments.

• Incur taxable income of $150,000 (CSV - ACB).

• Has $1,150,000 in excess donation receipts to offset other taxable income.

2. Charity is Named the Beneficiary of a Life Insurance Policy

This gift planning option works best if the Policy Holder needs a donation receipt in their estate rather than during their lifetime.

• Beneficiary Designation:

  • Policy holder names GiveWise as the beneficiary while retaining ownership of the policy.

  • Policy holder can divide the policy among multiple charities using GiveWise’s Life Insurance Bequest Dispersal Worksheet.

• Policy Maturity:

Tax Planning Tips

• The estate receives a charitable receipt to help offset taxes owing.

• Life insurance proceeds paid directly to GiveWise:

  • Avoid probate and estate administration fees.

  • Funds are distributed quickly through GiveWise’s granting process.

We Love to Help!

If you need further assistance or have questions about the many benefits that a GiveWise Giving Fund offers, please contact:

• Dan Kyte Director of Finance and Investments Email:

Simplify Legacy Giving With GiveWise Foundation Canada: A Guide for Canadian Estate Planning Professionals

Introduction

Below we will explore how you can assist your clients in generosity during their estate planning by naming GiveWise as a beneficiary in their will.

As a professional involved in estate planning, you play a crucial role in helping your clients navigate the complexities of planning their will and their legacy. One area where you can make a significant impact is in guiding your clients toward tax-saving charitable donations that will also benefit their estate, giving them comfort that charities and causes they care about will continue to receive their support even after they have passed on. GiveWise facilitates these important legacy gifts through a Giving Fund, greatly reducing the burden on executors and remaining family members.

Who is GiveWise Foundation Canada?

GiveWise Foundation Canada is a reputable charitable organization that facilitates tax-efficient giving in Canada. By partnering with GiveWise Foundation Canada, individuals and corporations can make strategic donations to registered charities, maximizing their tax benefits while supporting meaningful causes.

What is a GiveWise Giving Fund?

A GiveWise Giving Fund is like a charitable bank account, and it only takes five minutes to set one up. From inside their Giving Fund, a donor can easily add funds and donate them to any registered Canadian charity, just like one would make deposits and pay bills from their online bank account. Donors can even set up recurring transactions into and out of their Giving Fund.

How Can Working With GiveWise Foundation Canada Help?

1. Organizing and Facilitating with a Bequest to GiveWise:

• The clients’ post-mortem charitable gifts can be represented and deployed with a single worksheet that is filled out inter-vivos and held on file with GiveWise.

• The will only needs to name a marketable asset, cash amount, or percentage from the estate to be donated to GiveWise, and GiveWise takes it from there, without any further work by the executor or family members.

• In the Bequest Instructions held with GiveWise, the client can name one or more successor advisors (family and/or loved ones), multiple charities, lump sum or recurring amounts, and timelines. By naming and utilizing GiveWise, there is only one tax receipt to keep track of instead of multiple, and one point of connection for the executor.

2. Access to Tax Advantages:

• As an estate planner, it is important to ensure that your clients understand the potential tax advantages of charitable giving through post-mortem bequests.

• By utilizing a GiveWise Giving Fund, a client’s estate can receive enhanced tax benefits, including tax deductions, donation tax credits, and the potential elimination of capital gains tax on donated appreciated securities.

3. Encouraging In-Kind Donations:

• GiveWise Foundation Canada offers a unique advantage by accepting in-kind donations, such as securities, mutual funds, and real estate.

• By donating appreciated securities directly to GiveWise Foundation Canada, estates can avoid paying capital gains tax while still receiving a charitable tax receipt for the fair market value of the donation.

4. Ensuring Compliance and Reporting:

• As an estate planning professional, it is essential to stay up to date with the ever-changing tax regulations and requirements.

• GiveWise Foundation Canada maintains a rigorous compliance process, ensuring that all donations meet the necessary legal and reporting obligations.

• GiveWise’s policies and guidelines take the burden from you and the estate, ensuring full charitable compliance.

5. Leveraging Networking Opportunities:

• Consider engaging with the Canadian Association of Gift Planners (CAGP) and with local Estate Planning Councils.

• Attending events, workshops, and seminars organized by these organizations can enhance your expertise in charitable giving and keep you informed about emerging trends and best practices.

• Many of these events offer continuing education credits for financial professionals.

Conclusion

By proactively incorporating generosity through GiveWise Foundation Canada into your estate planning discussions, you can empower your clients to make a difference while maximizing their tax savings in the present, future, and beyond their lifetime. Many studies show that these conversations create lasting generational relationships between financial professionals and their clients.

Allow GiveWise Foundation Canada to educate your clients about the advantages of partnering with the foundation and guide them in developing strategic donation plans, all while ensuring compliance with tax regulations.

Together, we can make a meaningful impact on causes that matter, while optimizing your clients' generosity during their lives and beyond.

For more information, please contact:

• Dan Kyte Director of Finance and Investments Email:

Unlock all the benefits of GiveWise—visit

Introduction

GiveWise partners with brokers and dealers to provide seamless integration for managing Donor-Advised Funds (DAFs) on behalf of clients. By working with GiveWise, brokers and dealers can retain assets under management while empowering donors with impactful charitable giving solutions. This page outlines the processes and benefits of partnering with GiveWise.

Establishing the Partnership

Account Setup

• Corporate Account:

  • GiveWise becomes a corporate, non-profit investment client of the broker/dealer.

  • A master-level corporate account is created with individual sub-accounts for donors.

• Sub-Account Structure:

Administrative Details

• Primary Contact:

  • Dan Kyte: | 604.615.2141

• Administrative Support:

  • Cristie Moews:

Managing Accounts

Investment Oversight

• Flexible Guidelines:

  • Advisors collaborate with GiveWise to establish investment strategies for donor sub-accounts.

  • Balances over $25,000 can be managed directly by the financial advisor within the broker’s platform.

• Transaction Approvals:

Reporting and Performance

• Regular Updates:

  • Financial advisors report performance to donors using third-party permissions granted by GiveWise.

• Transparency:

  • Donors can view updated balances and activity in their GiveWise accounts.

Benefits of Partnering with GiveWise

For Brokers and Dealers

• Asset Retention:

  • Keep donated assets on-book while offering clients tax-efficient giving options.

• Ease of Integration:

  • Accounts are structured to work within existing broker/dealer platforms.

For Donors

• Tax Optimization:

  • Avoid capital gains tax by donating appreciated securities.

  • Receive immediate tax receipts for all contributions.

• Customized Giving:

Next Steps

1. Open a master-level corporate account for GiveWise Foundation Canada.

2. Provide necessary onboarding documentation for GiveWise to fill out and establish the signatories.

3. Establish protocol for creating and naming sub-accounts for advisors and their donor clients.

Need Help?

For questions or assistance, contact:

• Dan Kyte, Director of Finance and Investments:

• Visit for more information.

WHAT IS GenerosityWorks for NQDs?

At GiveWise, we are proud to support Non-Qualified Donees (NQDs) through our GenerosityWorks initiative.

As a registered Canadian charity, GiveWise is regulated through the Canada Revenue Agency and can accept and receipt donations that are then directed to a third-party distributor and administrative overseer.

WHAT IS A NQD?

Non-Qualified Donees are organizations or individuals doing incredible, public-benefit work that do not have registered charitable status and therefore cannot issue tax receipts. GiveWise supports these initiatives by receipting eligible gifts and facilitating their charitable impact.

WHO IS IT FOR?

GenerosityWorks is for anyone leading a charitable initiative without charitable status or tax receipting capabilities.

To determine eligibility, we recommend reviewing .

HOW DO I APPLY?

If you are accepted into the program, you’ll become a GenerosityWorks Charity Fund holder, gaining access to a secure Charity Portal to manage donations and donor data.

1. Complete the GenerosityWorks Application for NQDs

1. Send your application fee - Please send an e-transfer for $500 to:

[email protected]

Reference: Application Fee for (Project Name)

This reference is required so we can correctly match your payment to your application.

Notify our team at [email protected] once your application has been sent.

1. Application Review - Once your e-transfer has been received. Your application will then be reviewed within 5 business days.

1. Next Steps Once approved, you’ll receive a welcome email and an invitation to the Charity Portal, where you can manage your GenerosityWorks Charity Fund.

WHAT HAPPENS AFTER MY APPLICATION IS APPROVED?

You’ll receive an Agency Agreement to sign and review. The agreement outlines:

• Fee schedule

• Payment frequency & method

• Term of project and renewal options

• Reporting requirements

Then:

• You will receive an invitation to the Charity Portal, which provides full access to your GenerosityWorks Charity Fund

• Through the Charity Portal, you can:

  • Access your GiveGenius donation link to begin accepting donations

  • View and manage transaction activity and donor data

This is your central hub to manage all gift transactions and customize your donor experience.

HOW DO I SEE WHO DONATED?

Log in to your Charity Portal account to view and export donor activity and gift details associated with your GenerosityWorks Charity Fund.

HOW DO I ACCESS THE DONATIONS?

To request a disbursement (payout) :

• Complete the before submitting your application we encourage you to review

• Submit up to 4 requests per year

• A 2% processing fee (minimum $100) is deducted from each disbursement

• Disbursements are made by EFT to your designated bank account

For more information: Connect with our team at [email protected] (604) 302-1760

Access to GiveGenius is currently by invitation only. If your charity has not yet received an invitation from GiveWise but is interested in using GiveGenius, please reach out to us directly [email protected] with your charity name and registered charity number for reference.

For charities completing onboarding and activating their donation tool

Important

Your GiveGenius URL will remain locked until your organization has purchased a GiveGenius package and has access to their Charity Portal. If you need assistance, please contact [email protected].

Please complete the following 3 steps to complete set-up. You must complete the GiveButton Verification Form below to ensure your GiveGenius donation tool is live and ready to go.

1. Install Your Donation Tool

• ☐ Copy your Shareable GiveGenius URL from your GiveGenius Dashboard

• ☐ Add the GiveButton or GiveGenius URL to your website (or update your existing button)

• ☐ Place it under your Ways to Give page or Donate page

• ☐ Test the button to ensure it loads correctly and directs donors to your GiveGenius page

2. Strengthen Donor Trust

• ☐ Add supportive language from these recommended resources:

3. Confirm Functionality With GiveWise

• ☐ so a GiveWise team member can review your installation and verify functionality.

Set Up Your Charity Portal

Your Charity Portal is where you will manage donor activity, customize your donation tool, update your organization details, and access real-time reporting. Follow the steps below to get everything set up smoothly.

Set Up Your Charity Portal

☐ Upload logo, contact info, and a brief description

☐ Add your social media links

Invite Your Team

☐ Add team members to manage your GiveGenius account

Configure Direct Deposit

☐ Enter your banking details for weekly donation disbursements

Set Up Gift Designations

☐ Create categories for donations (e.g., General Support, Special Projects, Scholarships, etc.)

Get to Know Your Dashboard

☐ Review Activity Tabs - Gift, Disbursement, Recurring

☐ Export Activity data for CRM and reporting needs

Explore Your GiveGenius Tab

☐ Customize your donation preferences and choose which donation methods will be available to your donors

☐ Review the resources provided for GiveGenius tips and donor communication insights

☐ Familiarize yourself with where your shareable GiveGenius URL is located.

Plan Your Donation Promotions

☐ Use your Shareable URL in email campaigns and social media

☐ Consider creating a QR code for print materials

Financial Advisors and GiveWise

Why Partner with GiveWise as an Advisor?

GiveWise empowers financial advisors to integrate charitable giving into their clients' wealth management strategies seamlessly. By partnering with GiveWise, advisors can:

• Help clients optimize their tax strategies through effective charitable giving.

• Offer a Donor-Advised Fund (DAF) solution that provides flexibility and control.

• Retain assets under management (AUM) while earning fees.

• Strengthen client relationships by offering tailored giving solutions that align with their values.

With GiveWise, financial advisors retain assets under management and continue earning at-market fees while empowering clients to grow their charitable impact through a Donor-Advised Fund.

Key Benefits

1. Tax Optimization

• Clients can donate appreciated securities directly to avoid capital gains tax while maximizing the charitable impact.

• Leverage strategies like structured flow-through share donations to maximize deductions in high-income years.

2. Retain Investment Control

• Accounts with balances over $25K are eligible for investment growth under your management.

• Clients benefit from familiar investment strategies while growing their charitable funds.

3. Streamlined Giving

• Centralized platform for all charitable activities, including a single tax receipt and detailed giving history.

• Clients can make grants to any registered Canadian charity anytime, from any device.

How GiveWise Works for Financial Advisors

1. Opening a Giving Fund

• Clients can open a GiveWise Giving Fund in just 5 minutes.

• Assets such as cash, appreciated securities, or other assets can be donated.

• Clients receive an immediate tax receipt.

2. Flexible Investment Management

• Advisors manage the donated assets within GiveWise’s flexible investment policy.

• Clients’ Giving Funds grow, increasing their charitable impact over time.

3. Granting Funds

• Clients use the GiveWise platform to grant funds to any registered Canadian charity.

  • Grants are processed efficiently, with investment liquidations requiring a simple liquidation approval.

Optimize Tax Strategies with Donor-Advised Funds

Donor-Advised Funds (DAFs) offer an innovative solution for clients looking to:

• Separate tax decisions from the timing of charitable giving.

• Donate appreciated assets to maximize tax advantages while supporting charitable causes.

• Continue investing assets to grow their charitable impact over time.

Example:

• If sold and then donated, they'd pay capital gains tax on $700. Instead, by donating the shares directly to a DAF:

  • They avoid the capital gains tax.

  • Receive a tax receipt for $800.

  • $800 is available for granting to charities, maximizing both tax benefits and charitable impact.

Learn More

To explore how GiveWise can enhance your advisory services, contact us at or visit our website at . Together, let’s empower your clients to grow, protect, and share their wealth while making a meaningful impact.

Unlock all the benefits of GiveWise—visit

Maximize Tax Savings with GiveWise Foundation Canada: A Guide for Canadian Accountants

Introduction

Financial Advisors Toolkit

Introduction

The Financial Advisors Toolkit is designed to empower advisors with the tools, resources, and guidance needed to help clients achieve their charitable giving goals. From tax-efficient donation strategies to investment management guidelines, this toolkit provides everything you need to integrate GiveWise into your wealth management services seamlessly. With GiveWise, financial advisors retain assets under management and continue earning market fees, while empowering clients to grow their charitable impact through a Donor-Advised Fund.

About GiveWise Foundation Canada

GiveWise Foundation Canada ("GiveWise") is a registered Canadian charity and public foundation authorized by the Canada Revenue Agency (CRA) to issue official donation receipts for charitable contributions.

• Charity Registration Number: 701032526 RR0001